Directors’ Examination
Directors’ examinations are designed to specifically review your bank’s internal controls, financial statements and operations in compliance with Federal and state guidelines.  Our approach with directors’ examinations is to provide assurance to your board of directors that the bank’s controls and operational and accounting procedures are in place and effective.  In addition, we approach directors’ exams with an eye on regulatory “hot topics” providing management with insight and proactive guidance for addressing examiner concerns before they arrive.

Bank Secrecy Act (BSA) Audits
This independent audit is completed using the current Federal Financial Institution Examination Council (FFIEC) Bank Secrecy Act/Anti-Money Laundering Examination Manual core examination procedures.  We prepare comprehensive work papers documenting the steps we completed and our transaction testing.  These work papers are left with your bank along with a report detailing our conclusions and recommendations.  Examiners often use our work papers and your response to our recommendations as the foundation for their own examinations.
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We will work with your staff to develop effective policies and procedures to help ensure compliance with these important laws and regulations.

IT Reviews and Audits
Are you having trouble getting your hands around information technology/security issues? Was your last regulatory IT exam less than satisfactory? Are you having trouble even understanding the questions on an IT exam, let alone providing appropriate answers? We can provide you with a proven system to assist you in organizing and preparing for your next IT Exam.

Our IT audits incorporate industry best practices to evaluate your bank’s controls, risk management and internal procedures to help ensure your bank has effectively safeguarded your customers’ confidential information and prepared for foreseeable contingencies.

We can also arrange for independent internal and external vulnerability assessments, if desired.

Examination Support and Compliance Reviews
Let us help you get on top of things before your next safety and soundness, information technology, or compliance exam. We will even help you put procedures and controls in place and do the training to help keep your bank ahead of the curve.

Management Assistance and Support
Do you need help with problem loan workouts, loan loss reserve analysis, an independent loan review, asset-liability management, investment strategies, new policies and procedures, or better board reports? These are just some of the many ways we have been helping bankers help themselves. ​

Special Project Management
Do you have a project that really needs to be completed, but no one with the time and/or expertise to complete it? You manage the bank -- we'll handle the project!

Compliance Management
Regulatory compliance is becoming more and more burdensome.  It seems that every time we turn around, there is a new or rewritten banking or consumer compliance regulation with which we must comply.  Many banks don’t have the time or in-house expertise to keep up in our changing regulatory environment.  We can complete a consumer compliance review for your bank.  We can help you implement an internal compliance management program to help ensure ongoing compliance.  We can supplement your ongoing compliance management function by completing targeted compliance audits using either a regulation by regulation approach or on a functional basis (loans, deposits, other).

Loan Reviews
More and more we are seeing examiners request that banks have independent loan reviews completed. Give us a call and we’ll work with you to select a sample of loans for an in depth underwriting and compliance review.